The RBA has increased the cash rate in 2022-2023 at the fastest rate in history. They have indicated there are more rate rises to come.
Make sure your current home loan structure and rate are up to date.
If you are looking at refinancing your home loan in Perth or beyond, you are probably looking at the benefits and to save some money that can be used in better ways than just paying the bank. Unless you arranged your home loan or refinanced less than 2 years ago, you may not be aware that the process to obtain finance has changed a little. The positive is that the changes protect your needs as a consumer better but this means that the amount of forms and documents required is higher than before.
Refinancing is typically pretty simple and usually takes about 4 weeks from application to settlement. Being refinancing specialists offering complete home loan options, we will manage this entire process for you.
If you are a looking for a refinance home loan even though you have been with a lender for a number of years, policy around fees and repayments have likely changed in that time so it isn’t a given that you will satisfy the new policy. At Orange Finance, after the team gather information from you, we can advise on the same day if refinancing is an option and how much you can save in repayments by refinancing.
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